Based on

1. XRP price shows strong bullish momentum with recent 5% rise and breakout attempts near $1.15 resistance, aiming for $1.20 and potentially $1.30–$1.35 targets. Newsworthy Reliable Positive Sources: XRP Price Breaks Out, Bulls Aim for 5% Rally to $1.20 Amid Mixed Signals • XRP Signals Potential 20% Rally After Monthly TD Sequential Buy Indicator Emerges • What's the Real Value of XRP and Is It a Good Long-Term Investment? • XRP Gains Momentum Amid Broader Crypto Market Recovery and Modest Increase in On-Chain Activity
2. XRP derivatives market shows increased open interest near $2.4 billion, rising leverage and funding rates, signaling long-biased but cautious trader positioning with short squeeze potential. Newsworthy Reliable Neutral Sources: XRP Price Breaks Out, Bulls Aim for 5% Rally to $1.20 Amid Mixed Signals • XRP's $1.18 Breakout Level Spurs $300 Million Increase in Leveraged Bets • XRP Signals Potential 20% Rally After Monthly TD Sequential Buy Indicator Emerges • South Korea's Largest XRP Market Sees Spot Volume Decline as Leverage Rises Elsewhere
3. Ripple to release 1 billion XRP from escrow on August 1 with most tokens re-locked, minimizing circulating supply impact and historically causing little market disruption. Newsworthy Reliable Neutral Sources: Ripple Plans Monthly Release of 1 Billion XRP on August 1 with Minimal Market Impact • Ripple to release 1 billion XRP on August 1 under monthly escrow unlock program
4. XRP Ledger adoption grows among major financial institutions for settlement of tokenized assets, supported by technological upgrades and expanding stablecoin usage. Newsworthy Reliable Very positive Sources: XRP Ledger strengthens role as key settlement platform for tokenized assets backed by major institutions • XRP Price Breaks Out, Bulls Aim for 5% Rally to $1.20 Amid Mixed Signals • Ripple's Prime Brokerage Revenue Triples, Driving 'Wall Street 2.0' With RLUSD and XRP Ledger
5. XRP spot trading volumes have sharply declined in South Korea and on Binance, dropping over 50% and 99% respectively, while derivatives activity and leverage increase, indicating cautious market sentiment. Newsworthy Reliable Negative Sources: South Korea's Largest XRP Market Sees Spot Volume Decline as Leverage Rises Elsewhere • XRP Spot Trading Volume Plummets in South Korea Amid Rising Derivatives Leverage • Korea’s Largest XRP Market Sees Declining Spot Volume While Leverage Grows in Derivatives
6. Technical analysis signals from bullish triangle breakout, monthly TD Sequential buy, and moving averages support potential 15%–20% XRP price rally, though momentum risks and resistance levels remain. Newsworthy Reliable Positive Sources: XRP Cryptocurrency Forms Bullish Triangle Breakout Pattern Signaling Potential Price Rise • XRP Signals Potential 20% Rally After Monthly TD Sequential Buy Indicator Emerges • XRP Price Breaks Out, Bulls Aim for 5% Rally to $1.20 Amid Mixed Signals
7. Ripple's financial performance improves sharply with prime brokerage revenue tripling YoY; institutional adoption grows alongside RLUSD stablecoin and blockchain finance innovations. Newsworthy Reliable Very positive Sources: Ripple's Prime Brokerage Revenue Triples, Driving 'Wall Street 2.0' With RLUSD and XRP Ledger • XRP Price Outlook: Reduced Leverage Points to $1.24 Retest Amid Weak ETF Inflows
8. XRP price outlook remains contingent on US regulatory clarity via the CLARITY Act and ETF inflows; stalled legislation and weak ETF demand limit near-term upside despite strong technology and market momentum. Newsworthy Reliable Neutral Sources: Wall Street’s XRP Bull Case Hinges on Congressional Approval and ETF Flows • XRP Price Could Rise as New XRPL Upgrade Nears and Market Conditions Improve • XRP Price Forecast Highlights Ripple's European MiCA Approval and Technical Breakout Targeting $1.18

Type: analysis · Analysis confidence: 95%

Sources

• XRP Price Breaks Out, Bulls Aim for 5% Rally to $1.20 Amid Mixed Signals
  1. XRP price has risen nearly 5% from recent lows above $1, showing renewed bullish momentum.
  2. XRP is testing key resistance around $1.15, where a breakout could lead to a rally toward $1.20.
  3. A potential golden cross of the 20-period SMA over the 50-period SMA could indicate bullish strength, but prior cross failed to sustain a rally.
  4. Momentum indicators show RSI above 70, signaling the market is entering overbought territory that may risk profit-taking.
  5. Derivatives data shows Open Interest near 191 million with positive funding rates, indicating a long-biased market but vulnerability to pullbacks.
  6. Key price levels include immediate resistance at $1.15-$1.16, major resistance at $1.19, and bullish target at $1.20.
  7. Support levels stand at $1.11 immediate and major support between $1.09-$1.10, with bearish invalidation below $1.09.
  8. A decisive price move above $1.16 is needed to confirm breakout and push XRP’s price toward $1.20; failure could lead to pullback.
• TZERO CEO Allen Konevsky Claims XRP Outperforms Bitcoin in Tokenized Capital Market Infrastructure
  1. tZERO CEO Allen Konevsky favors XRP and Ether as native tokens suited for tokenized capital markets over Bitcoin.
  2. Konevsky argues Bitcoin is primarily a store of value and lacks infrastructure function unlike XRP and Ether.
  3. AI and blockchain technologies are complementary, with AI driving demand for tokenized financial assets.
  4. Real estate is identified as the most underrated asset class for tokenization due to regulatory complexities.
  5. tZERO is among two firms holding a US SEC special purpose broker-dealer license, enabling crypto custody in securities settlement.
  6. Konevsky advocates regulatory changes to allow broker-dealers more freedom in offering crypto investments directly to clients.
• XRP Price Prediction Market at 11am EDT on July 21, 2026
  1. XRP price prediction contracts on Robinhood trade 24 hours a day except Thursday 3AM-5AM ET
  2. Contracts pay $1 if XRP price meets or exceeds specified strike at exactly 11am EDT on July 21, 2026
  3. Price fixed by CF Benchmarks Real Time Index average over 60 seconds before specified time
  4. Contracts resolve based on actual XRP price from CF Benchmarks; incomplete data causes no payout
  5. Trading prohibited for employees of source agencies and holders of material non-public information
  6. Market offers various strike prices near $1.12, $1.14, and $1.16 with differing market values
  7. Users may close positions before event resolves; additional fees and contract terms apply
• Ripple Plans Monthly Release of 1 Billion XRP on August 1 with Minimal Market Impact
  1. Ripple will release 1 billion XRP from escrow on August 1 as part of its routine monthly unlock program
  2. Most of the released XRP tokens are expected to be re-locked, minimizing any increase in circulating supply
  3. Historically, these escrow releases have caused little disruption to the XRP market with only a fraction entering circulation
  4. XRP’s recent price stability has been influenced more by broader cryptocurrency trends and regulatory news rather than escrow releases
  5. The escrow reserve holding XRP is gradually shrinking over time as more tokens enter circulation
  6. Recent XRP price climbed above $1.13 following a sharp drop in large whale deposits to Binance, reducing exchange supply
  7. XRP Ledger is gaining traction as a settlement network for tokenized assets among major banks and financial institutions
• XRP price surpasses $1.13 amid sharp drop in whale deposits to Binance
  1. XRP price climbed above $1.13 as large whale deposits to Binance dropped significantly.
  2. Daily whale inflows to Binance fell from 583 million XRP to about 25.3 million XRP.
  3. The 90-day average value of whale inflows decreased from roughly $460 million to $69 million.
  4. Binance's 30-day whale inflows hit a two-month low, down 34.4% from late June peak.
  5. Reduced large transfers imply less XRP available for immediate trading on Binance.
  6. Analysts caution that whale deposit data alone do not fully reflect broader market dynamics.
  7. Other factors like price, volume, and derivatives data also influence XRP market behavior.
• XRP Cryptocurrency Forms Bullish Triangle Breakout Pattern Signaling Potential Price Rise
  1. XRP formed a bullish 'triangle breakout' chart pattern indicating a likely strong upward price move
  2. XRP's price gained 4% in the last 24 hours, reaching $1.14 USD
  3. Analysts project XRP could rise to as high as $1.35 USD following the breakout pattern
  4. XRP's 24-hour price range was from $1.08 to $1.14 USD, with a market cap of $70.85 billion USD
  5. The triangle breakout follows weeks of sideways XRP trading between $1.09 and $1.11 USD
  6. XRP is native to the XRP Ledger blockchain, which enables ultra-fast, low-cost cross-border payments
• What's the Real Value of XRP and Is It a Good Long-Term Investment?
  1. XRP has maintained a top-10 crypto market cap position for 13 years, driven by its utility in cross-border payments.
  2. XRP enables near-instant cross-border bank transfers settling in 3-5 seconds at minimal cost, vastly improving traditional slow and costly systems.
  3. Ripple’s payment network connects over 300 institutions across 80 countries, processing $100 billion in volume, with XRP acting as a key bridge asset.
  4. Only about 40% of Ripple network institutions use XRP for settlements; many prefer Ripple’s stablecoin RLUSD to avoid price volatility.
  5. Most XRP demand is concentrated in six major payment corridors, and about 67% of users access XRP via Ripple’s own products, limiting broader token usage.
  6. XRP’s circulating supply on exchanges has declined sharply from 4 billion to under 1.5 billion coins in a year, while XRP ETFs hold over 700 million tokens.
  7. Ripple controls about 36 billion XRP in escrow, releasing up to one billion monthly, which may impact supply despite tightening exchange availability.
• XRP Ledger v3.2.0 Validator Adoption Reaches 66% While FixCleanup3_2_0 Amendment Advances to Activation
  1. 66% of trusted XRP Ledger validators have upgraded to the v3.2.0 software release
  2. FixCleanup3_2_0 amendment has secured 85.71% validator support and entered two-week activation phase
  3. Activation of the FixCleanup3_2_0 amendment is scheduled for July 29, 2026, at 09:57 UTC
  4. Validators need over 80% sustained support for two consecutive weeks to activate the amendment
  5. Version 3.2.0 upgrade includes renaming server software from rippled to xrpld and key infrastructure improvements
  6. 57.33% of all nodes (481 nodes) are running version 3.2.0, while 28% of validators still run older v3.1.3
  7. FixCleanup3_2_0 resolves accuracy and rounding problems in Single Asset Vaults and Lending Protocol features
• Ripple Co-Creator David Schwartz Explains Selling XRP at 10 Cents Due to Risk Aversion and Family Agreement
  1. David Schwartz, Ripple's CTO Emeritus, regrets selling XRP early at 10 cents due to risk aversion and a family pact.
  2. Schwartz adhered to a family agreement to sell cryptocurrency holdings at every new all-time high to reduce financial risk.
  3. He sold not only XRP but also Ethereum early, citing discomfort with financial risk rather than doubt in the technology.
  4. Schwartz held about 26 million XRP tokens and gradually reduced his position over time in line with his risk management approach.
  5. As of July 21, 2026, XRP trades at approximately $1.13, significantly below its all-time high of $3.65 reached in July 2025.
  6. The XRP community speculates Schwartz’s comments may hint at an upcoming new peak and advise taking profits.
  7. Schwartz emphasized his remarks reflect past personal decisions and do not constitute any market price prediction or timing advice.
• Most Large Cryptocurrencies Gain • Cardano Leads with 3.27% Increase, XRP Also Rises
  1. Cardano leads gains with a 3.27% rise to 18 cents during U.S. morning trading on July 21, 2026
  2. XRP climbs 2.29% to $1.14 accompanied by Bitcoin’s 2.12% increase to $66,710.10
  3. Ethereum, Dogecoin, and Solana also rise, gaining between 0.61% and 1.83%
  4. Avalanche and Tronix post smaller gains of around 0.60–0.61%, while Sui falls slightly by 0.01% to 77 cents
  5. Crypto-related stocks mostly rise: Coinbase up 9.88%, Strategy Inc. up 5.50%, Riot Platforms 4.67%, and MARA Holdings 4.97%
  6. Other notable stock movements include Block Inc. +1.71%, Tesla +2.30%, PayPal -1.55%, Ebang International -0.98%, NVIDIA +1.29%, and AMD +4.82%
  7. The Bitwise Crypto Industry Innovators ETF rises 4.73%, and Amplify Blockchain Technology ETF climbs 3.21% reflecting strong crypto sector interest
• Ripple to release 1 billion XRP on August 1 under monthly escrow unlock program
  1. Ripple will release 1 billion XRP on August 1 as part of its monthly escrow unlock system.
  2. Most released XRP tokens are typically re-locked by Ripple, keeping net supply increase small.
  3. XRP’s circulating supply is about 65 billion tokens, so the 1 billion unlock equals roughly 1.5%.
  4. Recent cycles show only 200 to 400 million XRP remain outside escrow after re-locking.
  5. XRP tokens outside escrow may be held by Ripple or distributed gradually, not immediately circulated.
  6. Escrow unlock events have historically caused little market volatility in XRP’s price.
  7. XRP price movements this year reflect broader crypto trends and regulatory developments, not escrow releases.
  8. As of June 30, 2026, approximately 32.6 billion XRP remain locked in escrow on the ledger.
• XRP Ledger strengthens role as key settlement platform for tokenized assets backed by major institutions
  1. 79% of large financial firms are connected to Ripple or XRP, mainly using it for settlement, not trading
  2. BNY Mellon holds custody of Ripple’s RLUSD stablecoin as part of expanding digital asset operations
  3. A pilot program in 2026 will test tokenized US Treasury redemptions on the XRP Ledger
  4. Proposed XRP Ledger upgrades aim to improve privacy, lending, and institutional controls
  5. Major financial institutions like JPMorgan and Mastercard are expanding their digital asset activities using XRP Ledger
  6. Settlement is identified as the primary use case for XRP Ledger among large financial firms instead of trading
• Wall Street’s XRP Bull Case Hinges on Congressional Approval and ETF Flows
  1. Standard Chartered’s forecast cuts XRP’s 2026 target from $8 to $2.80 but raises it to $28 by 2030 conditional on legislation and ETF inflows
  2. XRP’s price growth beyond $3 depends on the CLARITY Act passing and over $4 billion in ETF inflows—both currently unlikely
  3. The CLARITY Act has stalled for a year with only a 32% probability of passage in 2026 according to prediction markets
  4. ETF inflows have fallen from $200 million weekly to about $2 million, far below the $4 billion benchmark needed for price targets
  5. XRP currently trades near $1.10, reflecting the market pricing in the conditional legislative and ETF risks embedded in the roadmap
  6. Bitwise’s formal valuation model shows a wide range for XRP in 2030, from 13 cents to $29.32 based on those same legislative assumptions
  7. The roadmap’s long-term price depends on XRP becoming core global financial infrastructure with a market cap near Bitcoin’s 2025 peak
• XRP Price Could Rise as New XRPL Upgrade Nears and Market Conditions Improve
  1. New XRPL upgrade with batch transactions, confidential transfers, sponsored fees, and permission delegation is approaching after delay
  2. XRP price rallied over 4% to $1.13, with analysts predicting breakout could trigger 20% price increase
  3. Bullish forecasts predict XRP could exceed $6 by year-end if supportive legislation like the CLARITY Act passes
  4. Technical analysis identifies a triple-bottom pattern in XRP price supporting potential long-term gains
  5. XRP Ledger increasingly recognized as a settlement network for tokenized assets among major banks and institutions
  6. Standard Chartered projects XRP price at $28 by 2030, contingent on US legislation and spot ETF inflows exceeding $4 billion
  7. Bitcoin ETFs saw $227 million inflow marking the longest streak since May, reflecting growing investor interest
• Bitcoin's quantum discount reaches 30%, XRP shows profit signals, and a new Shiba Inu whale withdraws $2.76M from Coinbase
  1. Bitcoin's quantum discount has reached a record 30% due to delayed security upgrades against quantum computing threats.
  2. XRP's 30-day MVRV indicator turned positive, signaling trader profits and a possible rebound despite resistance levels.
  3. A whale transferred $2.76 million worth of Shiba Inu tokens off Coinbase, indicating accumulation at local lows.
  4. Bitcoin ETFs registered $727 million in recent inflows, suggesting renewed institutional interest amid market factors.
  5. Bitcoin and Ethereum saw net inflows of approximately $216 million and $77 million respectively, indicating strong investor interest.
  6. USD Coin (USDC) experienced a significant net outflow of about $236 million, the largest among stablecoins recently.
  7. Bitcoin price surged past $66,000 on optimism around the US Clarity Act progressing toward law, clarifying cryptocurrency regulations.
• Ripple's Prime Brokerage Revenue Triples, Driving 'Wall Street 2.0' With RLUSD and XRP Ledger
  1. Ripple's prime brokerage revenue tripled year-over-year after acquiring Hidden Road in October 2025.
  2. Ripple is building infrastructure for 'Wall Street 2.0' by moving collateral, liquidity, and settlement onto blockchain networks.
  3. Ripple Prime secured a $200 million debt facility from Neuberger Specialty Finance to expand lending capacity.
  4. RLUSD stablecoin is increasingly integrated across Ripple Prime's offerings, with derivatives clients holding balances in RLUSD.
  5. Michael Higgins predicts RLUSD might be among the GENIUS Act-compliant stablecoins in the future.
  6. Despite the crypto winter, institutional adoption grows with asset managers tokenizing money-market funds and using stablecoins.
  7. Ripple aims to connect traditional finance with digital assets via 24/7 institutional trading using its XRP Ledger technology.
• XRP Gains Momentum Amid Broader Crypto Market Recovery and Modest Increase in On-Chain Activity
  1. XRP trades around $1.13 as cryptomarket recovers aligned with reports of potential 10-day US-Iran strike ceasefire talks
  2. US and Iran continue military strikes with escalating tensions despite mediation efforts, contributing to market uncertainty
  3. Crypto Fear & Greed Index falls to 25 (Extreme Fear), indicating weak market sentiment that may hinder recovery
  4. XRP active addresses grew from 20,000 to about 23,000 recently, signaling mild return of user interest and potential demand support
  5. XRP price remains below key resistance levels at 50-day ($1.15), 100-day ($1.24), and 200-day ($1.44) moving averages
  6. Technical indicators show improving demand but no clear trend reversal while XRP trades beneath moving averages
  7. Federal Reserve and European Central Bank rate decisions, plus US-Iran conflict, are main catalysts for market outlook
• South Korea's Largest XRP Market Sees Spot Volume Decline as Leverage Rises Elsewhere
  1. XRP spot volume on Upbit fell nearly 51% over a month, marking four weeks of decline
  2. Binance's XRP spot deposit and withdrawal flows dropped about 99% in one week
  3. XRP Open Interest on Binance derivatives increased 5.9% to 423.8 million with leverage ratio at recent highs
  4. Funding rates fell nearly 30% but remain significantly above monthly and quarterly baselines
  5. XRP's network activity weakens: NVT ratio up 45.6%, transactions down 33.6%, active addresses down 16.4%
  6. XRP price edged up 3.96% to $1.13 amid broad crypto market rally despite weak spot participation
  7. Spot market participation decline suggests cautious investor behavior and sidelined traders
• XRP Signals Potential 20% Rally After Monthly TD Sequential Buy Indicator Emerges
  1. XRP showed a TD Sequential buy signal on its monthly chart, indicating potential trend exhaustion and possible rally.
  2. A break above $1.13 could lead XRP to rally 15% to 20% toward $1.30–$1.35, current resistance levels.
  3. The TD Sequential signal flags potential selling exhaustion but does not confirm a bullish reversal, requiring further confirmation.
  4. Additional momentum indicators like MACD have turned bullish, and RSI has moved to neutral territory supporting the buy signal.
  5. XRP must overcome resistance at $1.13 and a supply wall between $1.18 and $1.22 before reaching the 20% rally target.
  6. Permanent regulatory clarity via the CLARITY Act could attract institutional buyers and support a sustained price rally.
  7. Previous monthly TD Sequential signals have underperformed, indicating risks if traders rely solely on this indicator for XRP moves.
  8. XRP’s price has recently defended the $1.00 level despite market weakness, hinting at a possible price base formation.
• XRP Prices Near $1.13 with 10% Rise in Open Interest • Spot Volumes Dramatically Drop • Axelar Integrates XRPL
  1. XRPUSD price rose about 4% in 24 hours to nearly $1.13, with futures open interest increasing 10% to $2.47 billion
  2. Total liquidations exceed $3.29 million, with shorts amounting to approximately $2.93 million
  3. XRPUSD spot trading volumes plummeted: Upbit weekly volume fell from about 530 million in late June to 258 million by mid-July
  4. Binance spot on-chain flows dropped by around 99%, and deposit addresses are 97.6% below weekly averages
  5. Axelar integrated XRP Ledger and XRPL EVM Sidechain into its app, enabling XRP and token transfers via its Interchain Token Service
  6. Axelar's integration opens new cross-chain routes for XRPL but transaction volume and fees data have not been provided
• Ethereum and XRP Outperform Bitcoin as Analyst Michael Van de Poppe Predominantly Invests in Altcoins
  1. Ethereum and XRP outperformed Bitcoin with daily gains of over 3.7% versus Bitcoin's 3.1% on Tuesday
  2. Michael Van de Poppe allocated 98% of his portfolio to altcoins, signaling the start of a new bullish phase
  3. XRP and Ethereum message volumes increased by 46.4% and 64.4% respectively on Stocktwits over the past 30 days
  4. Retail sentiment on Stocktwits turned bullish for XRP and extremely bullish for Ethereum while Bitcoin sentiment rose to bullish
  5. Van de Poppe highlighted Bitcoin's resilience amid macro volatility and falling inflation data as signs the market bottomed
  6. He noted geopolitical tensions briefly pushed oil and traditional markets lower, but Bitcoin remained above its two-year moving average
  7. The Digital Asset Market Clarity Act advanced after the White House agreed to ethics provisions related to President Trump's crypto holdings
• XRP Spot Trading Volume Plummets in South Korea Amid Rising Derivatives Leverage
  1. XRP spot trading volume on South Korea's Upbit exchange fell nearly 51% over one month
  2. Binance saw a 99% drop in XRP spot trading flows simultaneously
  3. Despite weak spot volumes, derivatives markets show increased activity with Binance Open Interest up 5.9%
  4. Leverage ratios on XRP derivatives hit recent highs, indicating cautious position building
  5. The divergence between weak spot demand and rising derivatives trading suggests cautious trader sentiment
  6. XRP price has modestly recovered amid a broader cryptocurrency rally despite low spot market participation
  7. Low spot demand raises concerns about the sustainability of the current XRP price increase
• XRP's $1.18 Breakout Level Spurs $300 Million Increase in Leveraged Bets
  1. XRP open interest climbed above $2.4 billion, rising $125 million in a week as traders increased derivatives exposure below $1.18 resistance.
  2. A daily close above $1.18 could trigger price advance toward the 50-day EMA and $1.26 resistance levels.
  3. If XRP price rejects the $1.14-$1.18 range and falls below $1.08, leveraged positions could unwind, causing liquidations.
  4. XRP futures volume reached $1.98 billion, 7.2 times higher than spot volume, indicating derivatives dominate trading activity.
  5. Funding rates remain modestly positive at 0.0066%, showing a slight long bias without excessive leverage risk currently.
  6. US-traded spot XRP funds gained nearly $6.8 million on July 16, representing under 1% of daily exchange turnover, suggesting limited impact relative to spot market.
  7. A quick break above $1.18 could force shorts to cover positions, potentially driving a short squeeze and accelerating price gains.
• $4.1 Billion Farmers & Merchants Investments Reveals Holdings in XRP ETF, Bitcoin ETF, and Robinhood Stock
  1. Farmers & Merchants Investments manages $4.1 billion in assets with disclosed XRP ETF, Bitcoin ETF, and Robinhood stock holdings.
  2. The firm holds 2,374 shares of the Bitwise XRP ETF valued at approximately $30,000.
  3. Institutional investors like Bank of America hold significant XRP ETF shares, reflecting growing crypto adoption.
  4. Spot XRP ETFs had $2.49 million in net inflows on Monday, raising cumulative inflows to $1.49 billion.
  5. Farmers & Merchants also holds 261 shares of the BlackRock Bitcoin ETF (IBIT) and 475 shares of Robinhood stock.
  6. Spot Bitcoin ETFs recorded $226.8 million inflows on Monday, led by $116.5 million into IBIT.
  7. Bitcoin price surpassed $66,300 amid strong institutional buying sentiment.
• Crypto Today: Bitcoin, Ethereum, XRP Recover as Institutional Capital Returns Amid Ongoing Geopolitical Tensions
  1. Bitcoin trades above $66,000, leading a broad crypto market recovery on Tuesday
  2. Institutional inflows into Bitcoin spot ETFs rise to $227 million on Monday, totaling nearly $52 billion cumulative
  3. Ethereum remains bullish above $1,940 after four consecutive days of gains, with spot ETF inflows increasing slightly
  4. XRP trades around $1.13, recovering above $1.10, with spot ETF inflows showing mild pickup
  5. Geopolitical tensions persist with US-Iran conflict ongoing, including US strikes and Iranian retaliations in the Gulf
  6. Crypto market sentiment weakens to 'Extreme Fear' territory with Fear & Greed Index dropping to 25 on Tuesday
  7. Bitcoin price technical analysis shows resistance near 100-day EMA at $68,109 and support at 50-day EMA at $65,087
• XRP Price Outlook: Reduced Leverage Points to $1.24 Retest Amid Weak ETF Inflows
  1. XRP price rose 4% to $1.13 with a 6.1% weekly gain as of July 21, 2026
  2. XRP's open interest is 3.5% of market cap, much lower than Ether’s 12%, signaling lower leverage risk
  3. XRP futures-to-spot turnover ratio is 6.0, indicating lighter derivatives activity than Bitcoin and Ether
  4. Spot XRP ETF inflows were weak at $6.78 million from July 13 to 17, totaling $992 million in assets
  5. XRP ETF assets represent about 1.4% of market cap, much less than Bitcoin ETFs’ 5.9% penetration
  6. Maintaining $1.13 support paves way for resistance at $1.24 to $1.28 and potential move to $1.35
  7. A drop below $1.06 could lead to declines toward $1.02 and a $0.88–$0.92 range
  8. Federal Reserve's meeting on July 28–29 may increase market risk and volatility
• Korea’s Largest XRP Market Sees Declining Spot Volume While Leverage Grows in Derivatives
  1. XRP spot trading volume on South Korea's Upbit has dropped nearly 51% over one month to 258 million XRP by mid-July 2026.
  2. XRP spot deposits and withdrawals on Binance fell about 99% in one week, indicating sharply reduced user activity.
  3. Despite weak spot markets, XRP derivatives open interest on Binance rose 5.9% to 423.8 million, pushing leverage ratio to recent highs.
  4. Funding rates for XRP derivatives dropped 29.9% from last week but remain significantly above monthly and quarterly averages.
  5. XRP price modestly increased by 3.96% to $1.13 amid broader crypto market rally in mid-July 2026.
  6. XRP's Network Value to Transactions (NVT) ratio rose 45.6% above its three-month baseline while transaction counts and active addresses declined.
  7. The disappearance of the South Korean ‘Kimchi premium’ suggests weakening local retail demand for XRP.
• South Korea's Largest XRP Market Shows Declining Spot Trading as Derivative Leverage Rises
  1. XRP spot trading volume on South Korea's Upbit drops nearly 51% from late June to mid-July
  2. Binance sees a 99% plunge in XRP inflows and outflows, while deposit addresses fall 97.6%
  3. XRP remains Upbit's second-largest trading market but trades 1.1% below global fair value
  4. The disappearance of the Kimchi premium indicates weakening retail XRP demand in South Korea
  5. XRP open interest on Binance derivatives rises 5.9%, leverage ratio hits recent peak of 0.162
  6. Despite falling spot volumes, funding rates in XRP derivatives remain positive and 172.5% above monthly average
  7. Analyst CryptoOnchain suggests leverage increase reflects cautious slow repositioning, not aggressive speculation
• XRP Funding Rates Plunge 240% in One Day Amid Rally and Divergent Market Signals
  1. XRP funding rates dropped by at least 240% on July 21, coinciding with a 4% price rally above $1.13
  2. The divergence between falling funding rates and rising prices suggests traders are less aggressive with leveraged long positions
  3. XRP’s 24-hour trading volume surged 64% immediately after XRP Ledger activity hit 2026 lows
  4. Lower funding rates indicate leverage normalization, potentially enabling further price gains if spot demand persists
  5. Short-term momentum favors bulls with traders targeting the $1.24-$1.28 resistance range following the breakout
  6. If XRP price declines while funding rates remain negative, market sentiment could shift toward expecting downside momentum
  7. The broader crypto market rose nearly 3% alongside Bitcoin’s 3.5% gain, supporting altcoin price increases including XRP
• Ripple's Brazil UDAX program drives 72% rise in XRP ledger activity, supports nine startups, and aids price stability near $1.13 with ETF inflows
  1. Ripple's University Digital Asset Xcelerator in Brazil generated over 44,000 on-chain transactions and supported nine startups, boosting XRP ledger activity 72% in late June
  2. $6.78 million inflow into spot ETFs alongside XRP maintaining price above $1 suggests a possible sustainable recovery, not just a temporary bounce
  3. The UDAX program targets fostering real app usage that requires XRP for transaction fees and reserves to drive continuous demand
  4. Investors are advised to monitor continued XRP ledger activity, ETF inflows, and successful pilot projects to confirm the positive trend
  5. XRP is approaching a key resistance level at $1.13, with a potential bullish breakout if surpassed
  6. Ripple Prime advances institutional blockchain finance, transforming XRP into productive collateral and tripling revenues
  7. XRP whale inflows to Binance have dropped sharply to a two-month low, reducing sell pressure, while futures traders increase bullish exposure
• David Schwartz Expresses Regret Over Selling XRP at 10 Cents as Price Surpasses $1.10 Resistance
  1. Ripple CTO Emeritus David Schwartz regrets selling XRP at $0.10 after price broke above $1.10 resistance.
  2. Schwartz sold XRP and 40,000 ETH due to a risk reduction agreement with his wife, not loss of faith.
  3. XRP price recently climbed to about $1.12, reclaiming the $1.10 level and shifting momentum toward the bulls.
  4. Momentum indicators suggest bearish momentum may be fading, but confirmation of breakout is still pending.
  5. Institutional demand for XRP remains strong with nearly $40 million fresh inflows into XRP ETPs and increased spot volume.
  6. The XRP price could push toward $1.50 if $1.12 support holds and resistance around $1.18 and $1.20 are cleared.
  7. Bitcoin Hyper presale raised $32.9 million offering early-stage entry with smart contract features on Bitcoin’s security.
• Binance XRP Whale Inflows Fall to Lowest Level in Two Months, Indicating Reduced Selling Pressure
  1. Binance's 30-day XRP whale inflows dropped 34.4% to 947.4 million XRP, the lowest in two months
  2. Declining whale inflows suggest reduced selling intent or holding preference among large XRP holders
  3. Short-term forecast: XRP might test $1.16–1.17 if it stabilizes at $1.13; failure may lead to $1.09
  4. Mid-term outlook notes a bearish trend with Ripple below its 200-day moving average and rising Bitcoin dominance
  5. Long-term outlook cautious: recovery depends on spot demand and exchange capital flow confirmation
  6. Large transfers to exchanges are closely watched as indicators of selling or trading activity by whales
  7. XRP's current mixed signals include improving RSI and MACD but negative funding rates and slowing volume
  8. If Ripple breaks above $1.17 mid-term, rally could reach $1.25; failure could mean pullback to $1.05–1.06
• XRP Price Forecast Highlights Ripple's European MiCA Approval and Technical Breakout Targeting $1.18
  1. XRP trades near $1.13 following a technical breakout and regulatory clarity, boasting a $70 billion market cap.
  2. Ripple gains full Markets in Crypto-Assets (MiCA) approval to operate across 30 European countries.
  3. Ripple launches dollar-backed stablecoin RLUSD in Japan, expected to boost XRP Ledger transaction volume.
  4. Institutional access improves as 21Shares XRP (TOXR) becomes widely available without self-custody requirements.
  5. Ripple expands beyond payments into tokenized assets, DeFi, and decentralized exchanges to attract institutional users.
  6. Macroeconomic challenges such as rising interest rates, strong US dollar, and high bond yields constrain XRP's price upside.
  7. Technically, XRP broke above $1.1260 with upward momentum targeting resistance levels at $1.1563 and $1.1827.